About Forty Acres Lending
Forty Acres Lending is a queer-affirming mortgage brokerage built on education, transparency, and advocacy.
25+ Years of Experience
We bring over two decades of mortgage industry knowledge to every client interaction. That depth of experience means we've seen — and solved — a wide range of lending situations.
Licensed in Texas and Colorado
We serve homebuyers across Texas and Colorado, with deep knowledge of both markets and the specific programs available in each state.
Independent Mortgage Broker
We are not a bank. As an independent broker, we work with multiple lenders to find the loan that fits your situation — not the one that benefits a single institution.
Education-First Approach
We believe informed borrowers make better decisions. Every conversation starts with clarity: what the numbers mean, what the trade-offs are, and what options you actually have.
Queer-Led Practice
This is not a marketing position. It's lived experience. We understand the specific concerns LGBTQ+ buyers face — from documentation questions to lender bias — because we've navigated them ourselves.