LGBTQ+ Homebuyers
Mortgage guidance from a queer-led practice — built on lived experience, not marketing.
Explore LGBTQ+ HomebuyersForty Acres Lending is a mortgage brokerage built on an education-first approach. We work with first-time buyers, experienced homeowners, and LGBTQ+ clients who want clear answers, transparent guidance, and loan strategies that actually fit their lives.
We are licensed in Texas and Colorado and bring over 25+ years of experience helping clients move from questions to confident ownership.
HOW WE HELP — START WITH WHAT MATTERS MOST
Start with safety and clarity, then explore loan options that fit your life.
FAQ / Mortgage Questions
Direct answers to the questions we hear most — especially from non-traditional households.
Explore FAQ / Mortgage QuestionsAbout Forty Acres Lending
Education-first, queer-affirming, and independent. Learn who we are and how we work.
Explore About Forty Acres LendingFHA Loans
FHA loans are government-backed mortgages designed for buyers who need flexible credit requirements and lower down payment options.
Explore FHA LoansVA Loans
VA loans are mortgage programs for eligible veterans, active-duty service members, and surviving spouses. The VA program generally has no required down payment for eligible borrowers; terms and eligibility vary.
Explore VA LoansConventional Loans
Conventional loans are mortgages not backed by the government and are ideal for buyers with stronger credit profiles and stable income.
Explore Conventional Loans